Test any idea against
five years of history.

The current release has a no-card free plan. It includes two backtests, five quick reads, and three research runs per day, with up to five years of history where coverage permits. If paid checkout launches, the price and renewal terms will be shown before purchase.

A backtest runs the idea you describe — in plain language — across historical US equity data and reports what would have happened under the displayed assumptions, including modeled costs where applicable. Free includes two per day; the proposed paid plans remove that cap.

If paid plans launch, cancellation will stop renewal at the end of the current billing period. The first charge is eligible for a refund within 14 days under the published refund policy.

The proposed Student plan requires an active .edu email at checkout and uses the same service limits as Pro. Any future re-verification terms will be disclosed before purchase.

No. SCHMATZ is a research and education tool. Results are historical, hypothetical, and illustrative — never a recommendation to buy or sell. Market views use end-of-day data and display freshness or availability limitations where applicable.